That’s totally fair, and it’s a balance.
There are tons of similar examples to this, and it depends on what you want to get out of it.

I used to play badminton with some friends, and they were really bad at it, compared to me, so I either had to match their level and it would be kinda boring to me, or I could ignore their level and it would be kinda boring to them. I decided on matching their level and focused on the social part of it, and then I joined a badminton club, where everyone was better than me.

I really don’t get this. I’ve never been on a hiking trip where someone thinks they are participating in Tour de France or some shit.

They added even more regulation more recently.

We met all the criteria except the positive net wealth due to student loans and in our budget we would have been net positive within 5 years, but 3 banks didn’t believe that. We only got the loan because we had 15 % in down payment.

These are the current criteria:

Down payment - minimum 5% of the purchase price from your own funds

Debt factor - total debt must not exceed roughly 4–5× household income before tax

Interest stress test - your budget must handle rates of at least 4.5%

Positive net wealth - either upfront, or a repayment plan making it positive within max. 5 years

Minimum disposable income - $750 - $1050/month left after all expenses, and each child adds $400-500 to that amount.

My parents bought a house in the 90’s and after they bought it, they realized they couldn’t really afford the mortgage.

As a comparison, my wife and I tried buying a house 3 years ago. We had around $3,000 left in our budget after ALL our expenses was paid, and we got rejected in 3 banks before we got a loan.

Our rent was $1,500 / month. Our mortgage is $1,000 / month. We have more money after expenses living in our house compared to the place we lived before.

They make it really damn difficult to buy a house, even when you have the money.

Also an outdated grid network.

"Transmission constraint costs in Great Britain hit £1.9 billion in 2024/25, accounting for 71% of total balancing costs. That share has risen from 44% in 2022/23 and is on course to reach £4-8 billion annually by 2030 without major intervention. The bottleneck is Scotland.

In 2025, turning down Scottish wind cost around £350 million. Replacement generation (mostly in the form of gas) cost over £1 billion. Curtailment is now the primary driver of Great Britain’s national balancing costs."

https://modoenergy.com/research/en/gb-great-britain-battery-energy-storage-curtailment-wind-constraint-scotland-costs

Thanks. It was a really awesome trip, and we just got really close really early on, and we just knew at point, that we liked each other a lot. And we have some really funny and great memories from 6 days in the “wilderness”.

We are not normal, and don’t strive to be it either. We also don’t think any of us could find another partner, so we will most likely be off the market forever. You are welcome.

Bro…

Hey, I think my wife would have been the murderer and not me.

yeah. But, we had known each other since we were 16, but never dated before.

We took it to the extreme. Our first date was a trip to another country with backpacks, a small tent, a bag of rice and one of those small gas stove. She cursed at me and the world on our first hiking trip, while sweating like a horse. She was in a terrible form and do not enjoy hiking trips.

We had to shower in the lakes, and they were cold AF, so… I did not present myself from my best side…

We also nearly died. But, we’ve been together for 10+ years now.

We stress tested the shit out of our relationship on that trip.

After our near death experience, we settled somewhere nice, but during that night we were hit by an hurricane and my tent broke, forcing me to stay up all night, holding it together, while she slept. It was a special date.

A Danish news paper have succeeded in doing that: https://www.zetland.media/zetland