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Joined 3 years ago
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Cake day: June 21st, 2023

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  • Re: $1300 car payments:

    Many vehicles costing upward of 20k or more, probably averaging out for most makes and models to 30K +, no down payment or trade in, being pushed for a shorter term loan, and easily over 6% loan APR?

    Yup…car payments get crazy. I put 7K down and had a credit score of 83X back in 2024 when I bought my 2025 Forester at 33K and the best APR I could get was like a 5.7%. My payments are around $520/mo.

    Shit is WORSE today with inflation, tariffs, etc.