This tells me nothing except when it might be a good idea to drop comp and/or collision. If it’s still expensive to carry the coverage, but the car is worth $1000 that only benefits the company, not you.
They’ll insure it, they want your money 😁.
Source: I was a licensed insurance producer for multiple states for several years.
Ohhh, interesting. I was under the impression it was another self host solution. I will check it out!
There’s no “too old” for comprehensive that I’ve ever heard of. We have 20yo vehicle still with full coverage. It’s whatever you choose to cover. Older vehicles should be dirt cheap for comp too!
Hmm, OK. I’ll check that out then too. I was thinking it was another self host app.
Ok, but getting other parents on board so my kid can talk to theirs seems near impossible as they’re non-technical.
Yes I have a couple sources. I hate to link a YT video, so I’ll use invidious. Both are great informative videos, but I don’t want to take up your time.
However, check this link first because it might be speculation without hard evidence, while other evidence points to them doing this exact thing but for adults or people 13+ https://news.ycombinator.com/item?id=20167085
Its at the very end at 10 minutes https://redirect.invidious.io/watch?v=Yv2Eb_kJous
Also here at 12:25 mark on the video https://redirect.invidious.io/watch?v=9wknq-Ra-KU
Yes! I run Snikket already for my phone app! Cam you run side by side instances? I’ve never really tried. I’ll have to look at how to run a domain that way.
Anyway, I’m trying Matrix (FluffyChat) but being new to Matrix, not sure how to point to my own subdomain for the app to connect.
Anyone ever use FluffyChat? That seems based on Matrix and cute like it’d be kid friendly. I’ll look more into matrix in general! TY
Just building shadow profiles until they hit 13 to syphon the fuck out of everyone’s data!
I found out any pictures you upload to FB of your kids, each get their own profile, frequency they appear on your orioles, etc. They build massive profiles around these kids just to tie it all together later!
I spent 1 month’s fuel expense on an electric scooter and use that to run errands in our awkward town. It’s not a city or setup well for scooters, but I’m willing to bet it’s paying for itself pretty quickly! Quick trips to the grocery store for things here and there are worth it!
Now if only I worked closer than 12 miles, and winter wasn’t approaching! 😅
Has the midterms bloodbath made Donald Trump go all woke? Has his party’s historic rebuke finally made him reflect on his actions and forced a road to Damascus moment?
Of course not; this is the world’s least introspective man we are talking about. However, for about 30 seconds on Sunday, the usually incoherent president managed the amazing feat of speaking a little bit of sense.
His hardline deportation policy might have gone too far, he admitted to 60 Minutes correspondent Ross Douthat. “I think it might be too tough, yeah,” he said. “And a lot of people would say that it’s great. But a lot of people think it’s too tough.”
This isn’t the first time that Trump has appeared to question the cruel immigration strategy that has been a hallmark of his presidency. In a midterm post-mortem, the Wall Street Journal reported that Trump had expressed some frustration with his right-hand man Stephen Miller.
“After first lady Melania Trump complained about people she knew getting deported, the president would tell aides that the architect of his aggressive immigration campaign, Stephen Miller, had gone too far,” the Journal said.
Despite this rare glimmer of insight, however, it seems that Trump is determined to ensure Miller goes even further. On Friday, Trump made Miller, who has been condemned as a white nationalist by numerous lawmakers and human rights groups, his new chief of staff, replacing Susie Wiles.
It was, as the Guardian’s David Smith put it, a “middle finger to millions of American voters”. A clear signal that the president has no intention of spending the remainder of his presidency trying to reach across the aisle and reconcile with his political adversaries. Rather, he seems intent on burning everything down. And in Miller he has found the perfect arsonist.
While Miller’s promotion was shocking, it should not have been a surprise. The 41-year-old has always been one of the most influential people in Trump’s orbit. Indeed a January Bloomberg profile noted: “Some of the president’s longtime aides privately call Miller ‘the prime minister’.”
That same profile noted that if Wiles were to ever step down as chief of staff, Miller would be one of the top picks to replace her. With his unusually wide remit and oversized influence, Miller had arguably been doing the job already.
Unlike some of the buffoons that Trump surrounds himself with, Miller is competent, calculating, and highly organized. His views don’t shift whenever the political winds do like a certain vice-president: he is an ideologue on a mission to reshape the face of the US and, indeed, the world. He firmly believes that might makes right, stating that the US has the right to annex Greenland because the “tiny country” of Denmark can’t adequately defend it. As the architect of Trump 1.0’s family separation policy, he is responsible for removing thousands of children from their immigrant parents. And he has declared war on Americans who do not subscribe to his beliefs. When Alex Pretti, an intensive care nurse, was killed by federal immigration agents in January, for example, Miller branded him “a domestic terrorist.”
Even as a student at Santa Monica High School, he was an odious edgelord who reveled in cruelty. A young Miller campaigned for student government where he positioned himself as a maverick. “I will say and I will do things that no one else in their right mind would do,” he says in a recorded speech obtained by the Washington Post in 2017.
Later he said: “Am I the only one who is sick and tired of being told to pick up my trash when we have plenty of janitors who are paid to do it for us?” In Miller’s worldview, some people are simply better than others.
The teenage Miller was booed off stage by his peers, but he is getting the last laugh now: the new chief of staff has spent his entire life working towards this moment. Indeed, when Trump lost the 2020 election, Miller co-founded a conservative non-profit called America First Legal, focused on issues like dismantling DEI and cracking down on immigration. He developed a playbook for everything he wanted to achieve and has spent Trump’s second term putting it into action.
Miller is not just the chief of staff; he is arguably the shadow president. And while Trump may be a lame duck, his chief of staff is just getting started.
One of the many things that makes Miller so dangerous is that he knows how to play Trump like a fiddle in order to advance his agenda. There is a reason he has remained by the president’s side when the White House has been a revolving door. He’s almost as good as sucking up to Trump as he is at terrorizing immigrant children.
In his first public remarks after being announced as chief of staff, Miller pledged “total devotion” to Trump in a speech dripping with obsequiousness. “If it wasn’t for President Trump the United States of America would not exist right now,” Miller declared.
All that said, while Miller is a dangerous man there may be a silver lining to his promotion. His appointment could complicate the Trump administration’s relationship with the corporate world, for example.
“This will be a big change,” a worried senior lobbyist at a Trump-aligned told Reuters on condition of anonymity. “Miller is there to focus on political priorities, like immigration and tariffs, stuff Trump cares about, and won’t have the same approach as Susie, who understood policies have unintended consequences.”
His appointment has also caused some internal strife among Republicans who blame Miller for the midterms and are angry that he has been rewarded with a promotion.
And Miller’s new position has made it very clear to Democrats that there is no reasoning with Trump in his lame duck period. No compromising with a man whose chief of staff has called your party “a domestic extremist organization”.
Miller is going to do a lot of damage in the next two years; there’s no doubt about that. But, in the best-case scenario, there is a chance that Miller’s eagerness to burn everything down will take the Republican party with it.
“Appointing Stephen Miller as White House chief of staff send one clear message: Trump hasn’t learned a thing from the Republicans’ midterm wipeout,” the group Republicans Against Trump tweeted. “He’s not interested in working across the aisle or getting anything done. Keep this up, and Republicans will lose in 2028.”
Here’s hoping.
I understand the visit didn’t actually cost that. But a huge part of the reason it got to that point in the first place was a for-profit healthcare system supplemented by the Gov paying for a portion too!
It’s like having your cake and eating it too. You should either have the Gov fund it, or is for-profit and private. Just like the higher education got gov grants and scholarship money, everyone thought “free money” so costs increased and eventually went sky high, ultimately costing students more money.
Good luck trying to dissolve a trillion dollar industry that employs thousands (insurance companies), and a lot of wealthy leadership fund politicians.
It’s an uphill battle, not that it’s impossible… But we need to take the country by storm. Like the dems did with the Senate, but start taking over mayors, governors, and eventually presidency so that we supplant the system with a newer better one!
I don’t see how healthcare for all could be done for “free” the way current systems are setup. My last ER visit was over $12,000 and insurance helped, but I don’t see how the Gov could afford that without some “insurance” plan themselves… If that’s the case, they’re getting ripped off and therefore have more waste in spending. It’s a huge undertaking too many would/could take advantage of; and could be years before anyone caught.
Why are you relying on the falsehood there are only 2 sides? That’s what the crooked ultra wealthy class mainstream media tells you to believe, to distract from class warfare “the other side that’s bad”!
Correct!
But… WHO’S going to fix costs! How are they supposed to do it.
I think instead of chanting “free health care”, someone needs to sit down and figure out the costs to free health care on an average basis and then look at what the average person pays currently, and see how that compares.
If, for example, the Gov says “hey, we’ll tax you $500/mo for this healthcare” but its benefits are actually decent, and the average person pays $700 anyway, you’d get a lt more people on board with concrete info. If you could choose $500 for basic and $650 for higher coverage or something, maybe that’s a better way to go.
Affordable housing means creating laws to ban and block corporations from “investing” in real estate as well as foreign entities. That’d help free up housing, help with ownership vs tenant/renting.
Wanting something is one thing, sticking to change is another, and both sides are corrupt with money. I think it’ll be harder than it looks!
Good Monday morning. Last week, the UK imposed one of the strictest, most vague (and therefore overly broad) new laws around pornography in recent memory. Recording yourself having consensual kinky sex in private could come with jail time, as could watching other people do it. And sex workers are the ones to feel the repercussions of bad laws like these first, of course, with many reporting content disappearing from their online stores en masse. Keep reading to learn more about what it covers, and how creators are responding.
In the UK, Face Sitting Porn Might Land You in Jail
“I adore breath play. I love being strangled, suffocated and drowned, and I love strangling and suffocating others. Waterboarding: that’s my favourite,” Melissa Todd, a UK-based writer and sex worker, told me. “Many women do: it really isn’t only horrid men forcing us to do these dreadful depraved acts. Interrupting oxygen supply produces the most intense sensation of euphoria. I enjoy it in my private life, and I offer it in sessions too.”
Starting Friday, she and anyone else in the UK distributing or possessing certain types of choking, suffocation, breath play, strangulation and a bunch of other types of porn — even if it’s just recorded in the privacy of their homes and not for sale on a porn site — could face up to five years in prison.
This is, predictably, already a huge mess for sex workers. Adult creators watched platforms remove hundreds of their videos — even when the creators thought they were in compliance with the law. These creators say they were blindsided by the removals, since the content didn’t seem to violate the law at all. Creators are reporting one platform in particular, Clips4Sale, is purging content with little notice, “a precautionary measure,” with videos disappearing in the hundreds.
“Of course, we were all aware of the new Act coming in and prepared accordingly, but not for anything at this scale. We’ve had nothing since and they’ve been tweeting as normal,” adult creator Sophia Truee said. Clips4Sale launched in 2003 and caters heavily to fetish content. “It’s a huge blow to this area of the industry, and I can only hope things will be communicated soon. We, as creators, understand how difficult it is to be a content site in this current climate, but communication has not been prioritized,” Truee said, noting that this is happening right before the holidays, with Black Friday being one of the most popular times for creators selling content. “For many, this will be devastating, as over 20 years of the work will have just been wiped.”
Good Monday morning. Last week, the UK imposed one of the strictest, most vague (and therefore overly broad) new laws around pornography in recent memory. Recording yourself having consensual kinky sex in private could come with jail time, as could watching other people do it. And sex workers are the ones to feel the repercussions of bad laws like these first, of course, with many reporting content disappearing from their online stores en masse. Keep reading to learn more about what it covers, and how creators are responding.
In the UK, Face Sitting Porn Might Land You in Jail
“I adore breath play. I love being strangled, suffocated and drowned, and I love strangling and suffocating others. Waterboarding: that’s my favourite,” Melissa Todd, a UK-based writer and sex worker, told me. “Many women do: it really isn’t only horrid men forcing us to do these dreadful depraved acts. Interrupting oxygen supply produces the most intense sensation of euphoria. I enjoy it in my private life, and I offer it in sessions too.”
Starting Friday, she and anyone else in the UK distributing or possessing certain types of choking, suffocation, breath play, strangulation and a bunch of other types of porn — even if it’s just recorded in the privacy of their homes and not for sale on a porn site — could face up to five years in prison.
This is, predictably, already a huge mess for sex workers. Adult creators watched platforms remove hundreds of their videos — even when the creators thought they were in compliance with the law. These creators say they were blindsided by the removals, since the content didn’t seem to violate the law at all. Creators are reporting one platform in particular, Clips4Sale, is purging content with little notice, “a precautionary measure,” with videos disappearing in the hundreds.
“Of course, we were all aware of the new Act coming in and prepared accordingly, but not for anything at this scale. We’ve had nothing since and they’ve been tweeting as normal,” adult creator Sophia Truee said. Clips4Sale launched in 2003 and caters heavily to fetish content. “It’s a huge blow to this area of the industry, and I can only hope things will be communicated soon. We, as creators, understand how difficult it is to be a content site in this current climate, but communication has not been prioritized,” Truee said, noting that this is happening right before the holidays, with Black Friday being one of the most popular times for creators selling content. “For many, this will be devastating, as over 20 years of the work will have just been wiped.”
It honestly depends on a huge multitude of factors. ACV is one of them, but a low cost generally means a lower rate. Collision is almost always more expensive than comp.
Collision: anything you hit while moving (another car, a pedestrian, a tree, a pole, an adnominal in the road) <–things that would otherwise be avoidable.
Comprehensive: “Act of God” stuff (lightning strike, tree limb falls on it, theft, an animal actively jumping out in front of you, hail damage) <–not likely to affect your rates for claims since it’s near unavoidable.
If a truck blew out a tire and it rolls into your lane and you hit it: comprehensive. If the tire blows out and other cars swerve to miss it laying there, but you hit it: collision.